Guidelines for Processing Medical Loss Ratio Rebates

September 27, 2023

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Many sponsors of fully insured health plans either already have or will soon receive checks from their insurance carriers, along with a notice informing them that the review is a medical loss ratio (MLR) rebate. Plan sponsors should receive these checks by September 30, 2023. The MLR rules implemented as part of health care reform are designed to ensure that insurance carriers spend no more than a specified percentage of premiums collected on overhead-type expenses. Carriers must issue a rebate check when this percentage is exceeded.

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Strengths-Based Leadership: Your Blueprint for Building an Avengers-Level Team

September 14, 2023

Leaders can sometimes feel the weight of the world on their shoulders as they face pressure to manage both the present and the future. They must perform and deliver short-term results in the present while prioritizing transformation and reimagining the company’s forward growth.

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Group Health Plan Sponsors Encouraged to Extend Special Enrollment Period for Medicaid Redeterminations

September 7, 2023

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With the ongoing issue of Medicaid redetermination taking place across the nation, the Centers for Medicare & Medicaid Services (CMS), the Treasury, and the Department of Labor (collectively, the Agencies) are strongly encouraging group health plan sponsors to extend special enrollment periods for individuals who are losing coverage under Medicaid and the Children’s Health Insurance Program (CHIP). This request is not mandatory for employers, and there are significant compliance considerations for employers that extend the enrollment window for this population.

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Leading With the Marathon Mindset

August 31, 2023

Aside from being able to run long, grueling distances, marathon runners have something else that makes them extraordinary—to keep going, running, and training despite the aches, pains, and exhaustion they may feel along the way. They have the insight to know when to rest and heal, and when to push themselves to go farther. While they celebrate the small wins, they always keep their eye on the goal, and return again and again until they reach it.

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Webinar: Compliance Obligations for Group Health Plans

August 24, 2023


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Jen Berman HeadshotJoin Q4intelligence and Jennifer Berman of MZQ Consulting for a webinar on August 28, 2023, with an overview of the latest updates in employee benefits!

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Newly Proposed Mental Health Parity Regulations Introduced

August 17, 2023

  On Tuesday, July 25, the federal Departments of Health and Human Services, Labor, and Treasury (“the Departments”) introduced a much-anticipated update to current regulations dealing with the Mental Health Parity and Addiction Equity Act…

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Reconsider the Unicorn Hunt: Prioritizing Soft Skills and Team Fit for Employee Retention.

Reconsider the Unicorn Hunt

August 3, 2023

Reconsider the Unicorn Hunt: The Myth of the Perfect Candidate: Rethinking Employee Retention UnicornsWatch this video on YouTube It’s time to reconsider the Unicorn Hunt in today’s competitive job market. Companies often fall into the…

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Why Focusing On Company Culture Is Crucial For Attracting Talent

July 26, 2023

Are flashy perks really the key to attracting top talent? Maybe not. The truth is, relying on extravagant perks often leads to hiring individuals who prioritize frivolous benefits over the success of the company. Instead…

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Creating the Optimal Workplace: Key Factors for Retaining Top Talent.

The Optimal Workplace: Key Factors for Retaining Top Talent

July 24, 2023

In today’s competitive job market, attracting and retaining top talent has become a priority for organizations. Companies are increasingly recognizing the significance of creating an optimal workplace that not only appeals to potential employees but…

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