What Happens if a Large Business Doesn’t Offer Health Insurance?

Under the Health Reform law, a “Large Business” is defined as one with 51 or more full-time equivalent (FTE) employees. If you are a business with 51 or more FTE employees, you are subject to penalties if you fail to offer health insurance. What Are We Penalized For? Starting in 2015, a large business is subject…

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Open Enrollment Timeline

Al Knows Insurance

Open Enrollment can be a stressful time without the proper preparation. Not only does the failure to plan properly create chaos and stress, but it can also undermine the overall success of your open enrollment period. The timeline below can help keep you organized and less stressed as you approach your open enrollment period. It…

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Vaccine Mandates and more: What you should know

Al Knows Insurance

COVID-19 vaccinations are a highly contentious topic in America. Many U.S. adults still haven’t gotten the shot despite the Food and Drug Administration’s recent (FDA) full approval of the Pfizer-BioNTech vaccine. This reluctance is seen as a problem by health experts, who contest that vaccination is the most effective way to control the widespread coronavirus…

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Open Enrollment Lessons from the Pandemic

Al Knows Open Enrollment

Open enrollment season in 2020 was definitely different than any other we’ve had before. Most years, it can be challenging to help people engage and actively make educated decisions about health care. In 2020, the level of complexity in these endeavors sky rocketed. Looking ahead to this year’s open enrollment season, remembering what we’ve learned…

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