Finding an Employee Health Care Insurance Broker for Your Georgia Business
Insurance brokers can help a business owner sort through the vast array of insurance plans available to find one that fits the needs and budget of a company. While you can do your research on your own, many find the process of research daunting and consider getting some professional assistance.
That’s why finding the right broker is such a crucial first step. With that in mind, here’s a rundown of points to consider before hiring an insurance professional.
You’ll want to hire a professional that has a solid reputation. Always be sure to ask for referrals from businesses similar to yours in size and scope. Do your follow up homework to check references, as well as licenses and registrations.
Call Georgia’s insurance commissioner’s consumer hotline to check for licenses. Ask questions such as if they have been sued by a client before.
Ask About Experience and Specialties
You will need an insurance broker that is familiar and knowledgeable about the type of products you need. That’s why you will want them to give you examples that they have experience in.
Another consideration you will want to follow up to make sure their system fits the size and scope of your business. Inquire to see if you will have a dedicated account manager. You will want a contact that is familiar with your company to avoid working with multiple representatives. Conversely, a professional operating on his own may not be able to offer the same level of service compared to having someone dedicated to your account.
The Renewal Process
It’s also a good idea to ask how renewals are handled. You’ll want to avoid any surprises that could come last minute. Ideally, the renewal process will start 90 to 120 days before the renewal date and even include a strategic-planning meeting for the following year.
Once you decide on a plan, remember to review it annually with your broker to ensure it remains current to your business’s changing needs.
Shopbenefits.com is committed to making insurance easier and more accessible for businesses of all shapes and sizes. With us, we won’t just give you the software, but we will be there to give a helping hand whenever you need it.
At Shopbenefits.com, you’ll work with an agent who knows your industry inside and out – and will always be there to lend a helping hand when you need one.
Contact us for your complimentary review or call (404) 256-2171 and ask for Al Schiebel to see what option is best for your business. Get your affordable quote today!